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FF Awards 2023

Artificial Intelligence

The FF News Artificial Intelligence Award celebrates pioneering advancements in AI technologies that have transformed financial services. This award honors organizations, products, or individuals that have leveraged AI to drive innovation, improve decision-making, enhance customer experiences, and deliver measurable impact within the fintech ecosystem.

Artificial Intelligence Previous Winner;
Jaid

Artificial Intelligence Finalists

ACI Worldwide

Earnix

Napier

Finastra

Artificial Intelligence Judges

Gürer Kural

Jesus Renero 

Christian Hull

Ash Booth

Ranil Boteju

Paolo Sironi

Authentic ESG

Authentic ESG Previous Winners;
Enfuce

Authentic ESG Finalists

Starling Bank

Temenos

Women of Fintech

Giesecke + Devrient

The Mutual Bank

Authentic ESG Judges

Daniel Gibbs

Lucas Johnston

Sophie Mason

Matt Bullivant 

Nina Mohanty

Bank Builder

Bank Builder Previous Winner;
Temenos

Bank Builder Finalists

Tuum

Comarch

Profile Software

Signicat

Bank Builder Judges

Norris Koppel

Ignacio Santos

Shachar Bialick 

Rana Bhattacharya

David Brear

Business Banking

Traditionally retail consumers have all the bells and whistles, with slick front end interfaces and the newest products. Businesses have had the practical side of the stick, with little to no updates and uninspiring interfaces. Business banking needs have not been understood. In reality they need to make larger, more frequent payments, with everything tracked for their accounts. They need to manage cash flows, even across multiple departments, and in multiple currencies. Clearly easy. Banks have offered improved security at the expense of experience. Tony Stark asks “Is it too much to ask for both?” How have businesses been enabled by banking? What is out there that will tip someone over the edge into entrepreneurship? What would make someone want to do business banking?

Business Banking Previous Winner;
Finastra

Business Banking Finalists

9Spokes

Temenos

Mambu & Universo

Business Banking Judges

Ian Walters

Ting Song 

Carl Buffery 

Beata Lubinska

Rajesh Gupta 

Consumer Banking

For this, our judges are looking for the solution that has had the biggest impact, both directly interacting with a consumer, or indirectly (via employees, back off etc)

Consumer Banking Previous Winner;
Giesecke+Devrient

Consumer Banking Finalists

Mobiquity & Personetics

Universo

MeridianLink

Upvest

Consumer Banking Judges

Jeremy Baber

Jim Marous

Richard Cook

Megan Cooper

Guillermo Gonzales

Cross-Border Payments

The FF News Cross-Border Payments Award recognizes outstanding innovation, efficiency, and impact in the realm of international (across border) payments. This award celebrates organizations, platforms, or individuals that have made significant contributions to simplifying, securing, and accelerating cross-border transactions, fostering financial inclusion, and enhancing the overall customer experience.

Cross-Border Payments Previous Winner;
Thunes

Cross-Border Payments Finalists

Freemarket

Multipass

Papaya Global

ACI Worldwide

Cross-Border Payments Judges

Mark Bradbury

Steve Naudé

Henry Cleary

Maria Paula Pardo Ruiz

Marc Recker

Crypto

Crypto Previous Winners;
Zumo

Crypto Finalists

Alchemy Pay

Bitget

Bitwave

Wirex

Crypto Judges

Suresh Vaghjiani

Chris Skinner

Ed Cooper

Will Sorby

Gemma Livermore

Data Insights

Data Insights Previous Winner;
SmartStream & FreedomPay

Data Insights Finalists

AutoRek

BPI Powered by Mobiquity and Personetics

Mobiquity BV

Data Insights Judges

Yannick Even

Theodora Lau

Torstein Sandaa-Johansen

Edmund Towers

Chris Doughty

Shivaji Dasgupta

Embedded Finance

“The Embedded Finance Award celebrates the outstanding integration of financial services within non-financial platforms and ecosystems. This award recognizes innovative solutions that enable businesses across various sectors (e.g., retail, healthcare, mobility) to seamlessly offer financial products and services, such as lending, payments, insurance, or banking, directly to consumers.
The winning entry will demonstrate how embedded finance is revolutionizing customer experiences, driving new business models, and providing seamless, scalable financial services within the broader digital ecosystem.”

Embedded Finance Previous Winner;
Edenred Payment Solutions & Sprive

Embedded Finance Finalists

Finastra

Temenos

Fincite

Enfuce

Embedded Finance Judges

Conrad Ford

David Birch

Susanne Chishti

Michael Anyfantakis

George Toumbev

ID Verification & KYC

ID Verification & KYC Previous Winner;
Mitek Systems

ID Verification & KYC Finalists

Sumsub

IDVerse – An OCR Labs Comany

Jumio

Trulioo

ID Verification & KYC Judges

Ivan Zhiznevsky

Alexandra Chirica

Bianca Lopes

Innovative Insurtech

Innovative Insurtech Previous Winners;
McKenzie Intelligence Services

Innovative Insurtech Finalists

distriBind

Sapiens International

Vitesse PSP

AutoRek

Innovative Insurtech Judges

Antony Elliott

Jonathan Fletcher

James Russel

Sophie Winwood

Mark Budd

Invisible Security

Invisble Security Previous Winner;
Bottomline

Invisible Security Finalists

Fingerprint Cards AB

Giesecke & Devrient

Giesecke & Devrient with Netcetera

Invisible Security Judges

Claire Maillet

Rebecca Wyer

Jim Winters

Mobile Payments

Mobile Payments Previous Winners;
Airwallex

Mobile Payments Finalists

TerraPay

Mobile Payments Judges

Vincent Belloc

Matt Cox

Valli Ardalan

Andy Sacre

Open Banking

Open Banking Previous Winners;
NatWest and JS Group

Open Banking Finalists

Bottomline

Finastra

GoCardless

Neonomics

Open Banking Judges

Stephen Wright

Holly Coventry

Winston Pearson

Jas Shah

Michael Ashford

Adam Betteridge

Partnership

Partnerships Previous Winners;
Cardless & Plend

Partnerships Finalists

Fiserv & NewDay

Opus Technologies Inc. & FIS

Tuum & LHV

Mambu & Persistent

Partnerships Judges

William Boocock

Saira Khan

Charlotte Wood

Aruna Bhalla

Ray (Ryuji) Shinzawa

Real-Time Payments

Real-Time Payments Previous Winners;
Form3

Real-Time Payments Finalists

Allevo

The Clearing House

Finastra

ACI Worldwide

Real-Time Payments Judges

Matthew Lane

David McHenry

Tony Craddock

Otto Benz

Chris Higham

Trading Technology

Trading Technology Previous Winners;
Valantic FSA

Trading Technology Finalists

InfinitX Ltd

Moonfare